Privacy Statement and Consent

Thank you for visiting LifeSmartInsurance.ca (“herein referred to as the website”.) Our privacy policy informs you how we use personal or business information submitted to and collected by this website and other means of communication. Please read this privacy policy before using the site or submitting any personal/ business information. By using this website, you are accepting the practices described in this privacy policy. These practices may be changed at any time without notice, any changes will be posted and changes will only apply to activities and information on a retroactive basis. You are encouraged to review the privacy policy whenever you visit the site to make sure that you understand how any personal\ business information you provide will be used.

Note: The privacy practices set forth in this privacy policy apply only for this website and other communications that we may share with you via email  or other social media methods. Should this website link to a third party, those websites are bound by thier respective privacy policies.

Collection of information

We collect personally identifiable information such as name, address, email address, age, gender or other details relating to your business when voluntarily submitted by our visitors. The information you provide is only used to fulfil your specific needs as requested by you, unless you give us permission to use it in another manner.

Our Privacy Policy and Commitment to Protecting Your Privacy

We value your business and thank you for your confidence in choosing our firm as your source for advice and products. As our client, you trust us with your personal or business information. We respect that trust and want you to be aware of our commitment to protect the information you share in the course of doing business with us.

Your Rights as they Pertain to Your Personal Information

• You have the right to know why an organization collects, uses or discloses your personal or business information.

• You have the right to expect an organization to handle your information reasonably and not use it for any other purpose other than the one to which you consented.

• You have the right to know who in an organization is responsible for protecting your information.

• You have the right to expect an organization to protect your information from unauthorized disclosure.

• You have the right to inspect the information an organization holds about you and make sure it is accurate, complete and current.

• You have the right to expect an organization to destroy your information when requested or when no longer required for the intended purpose.

• You have the right to confidentially complain to an organization about how it handles your information and to the Privacy Commissioner of Canada if need be.

 

How We Collect, Use and Disclose Your Information

When you do business with us, you share personal/ business  information, including sensitive medical information, which we keep in your file so that we may provide you with financial strategies, products and services that best meet your needs.   The personal / business  information we collect from you is submitted to the insurance companies through  a Managing General Agency (MGA).  MGA manages the processing of our business and assists with administrative functions and sales support.  We assume you consent for our firm to use this information in an appropriate manner. We may use and disclose this information in order to:

• Communicate with you in a timely and efficient manner

• Assess your application for investment, insurance and other services available to you by our firm

• Evaluate claims and underwriting risks when required

• Detect and prevent fraud

• Analyze business results

• Act as required or authorized by law

What We Will NOT Do With Your Information

We do not sell client information to anyone. Nor do we share client information with organizations outside of our relationship with you that would use it to contact you about their own products or services.

We Strive to Protect Your Personal / business Information

All employees, associated advisors, wholesale organizations and suppliers who are granted access to client records understand the need to keep this information protected and confidential. They know they are to use the information only for the purposes intended and this expectation is clearly communicated.  We’ve also established physical and systems safeguards, along with proper processes, to protect client information from unauthorized access or use.

Your Privacy Choices

You may withdraw your consent at any time (subject to legal or contractual obligations and on providing us reasonable notice) by contacting our Privacy Officer. Please be aware that withdrawing your consent may prevent us from providing you with requested products or services. We may occasionally use your personal information to advise you of products or services we believe may be of interest to you or fit your personal or business circumstances. If you would rather not receive this type of communication, please advise our Privacy Officer.

 

Our Privacy Officer is:

Rajwant S Kambo 604 671 7373